(480) 626-2282

Marry the house, date the rate

  • No required appraisal

  • On FHA loans we only look at a 12-month mortgage rating

Unable to find form

Benefits of NOVA HOME LOANS

Low Fixed Rates

With our dozens of investor relationships we guarantee the best rates on the market

30, 15, 10 & 5 year terms

Get the terms that best fit your needs

100% online application

No in-person meeting needed with online support you can get home shopping right away

Funding in as little as 14-17 days

We offer the fastest way to turn your home ownership dreams into reality

Frequetly Asked Question

How much can I qualify for?

Speaking with one of our mortgage exports can help you to get pre-approved and determine how much you can qualify to purchase

What types of properties are eligible?

Single family residences, townhouses, planned urban developments (PUDs), and most condos.The following are NOT eligible:The following properties are not eligible: co-ops, commercially zoned real estate, multifamily (2+) real estate, manufactured housing, earth or dome homes, timeshares, log homes, houseboats, or mixed use properties.

Will checking my rate impact my credit?

Checking your pre-qualified offers from us won’t impact your credit score. It generates what is called a soft inquiry. You may see a soft inquiry on your credit report, but it’s only visible to you, not to other creditors or users of your credit report. However, submitting your application will result in a hard inquiry and may affect your credit score.

How long does it take to get approved?

Most applicants can complete the application in 5 minutes and you'll receive the results of your pre-qualification request immediately. However, final approval is subject to verification of income and employment, as well as a the condition of the property.

What are the employment requirements?

All applicants must be employed, self-employed or retired and are subject to verification of employment if applicable. We do not lend to unemployed borrowers at this time.

What discounts are available?

We have a variety of options to help with down payment assistance, in many cases you can purchase a home with little to no money down.

100%

ONLINE

APPLICATION

PROCESS

2k+

CLIENTS FUNDED ACROSS THE U.S.

24/7

ONLINE APPROVAL

Get In Touch

Address

7975 N Hayden Rd, Suite C200. Scottsdale, AZ 85258

Assistance Hours

Online Application 24/7

Customer Support

Mon – Fri 8:00 am – 8:00 pm

Sat - Sun CLOSED

Phone Number

(480) 626-2282

12308 N 90th Way, Scottsdale, AZ 85260, USA

Copyright 2022 | NOVA Financial & Investment Corporation, DBA Nova Home Loans NMLS 3087 | 800.955.9125 | Site Map | BK 0902429 | NOVA Privacy Policy | NOVA Fair Lending Statement | CCPA Policy |Equal Housing Opportunity | Corporate Office: 6245 E. Broadway Blvd, Ste 400, Tucson, AZ 85711

CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License.

TX: Texas Licensing Disclosure WA: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087